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NRI Repatriation (145/146)
NRI Repatriation is the legal process of transferring funds from your Indian bank accounts (primarily NRO accounts) to your overseas bank account.
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NRI Repatriation (145/146)
NRI Services
₹10,999
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NRI Repatriation (145/146) SUPPORT
File Your NRI Repatriation (145/146) With Confidence
NRI Repatriation is the legal process of transferring funds from your Indian bank accounts (primarily NRO accounts) to your overseas bank account.
Form 145 and 146 filing
Expert consultation
Bank compliance support
Transfer limit up to 50 lakh
File NRI Repatriation (145/146)
Share your details for expert CA-assisted review and instant tax filing assistance.
How our NRI Repatriation (145/146) Process Works
A simple, guided process to help you move from document collection to filing confirmation.
01
Upload Financial Records
Drag and drop your Form 16, bank statements, investment proofs, and other required documents to our encrypted portal.
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Review your Draft
Our dedicated Chartered Accountants analyze your details, optimize eligible deductions, and share a draft return for your review and approval.
File & Get Confirmation
Once you approve, we e-file your return, assist with the verification process, and share your final ITR acknowledgment (ITR-V) directly with you.
04
Understanding NRI Repatriation (145/146)
This process is governed by the Foreign Exchange Management Act (FEMA) and the Income Tax Act. While funds in NRE and FCNR accounts are generally fully repatriable without limits, repatriating funds from an NRO account—which holds India-sourced income like rent, dividends, and sale proceeds—involves specific tax clearances and documentation. The Forms 145 and 146 are the current regulatory mechanisms (effective from April 1, 2026, replacing the erstwhile Forms 15CA and 15CB) designed to ensure that all applicable taxes on the remitted amount have been paid before the funds leave the country.
Key Concepts: Account Types and Repatriation Limits
The ease and limits of repatriation depend entirely on the type of account holding the funds:
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NRE (Non-Resident External) Account: Holds foreign income remitted to India. Both principal and interest are fully repatriable without any upper limit. Interest earned is also tax-free in India.
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NRO (Non-Resident Ordinary) Account: Holds India-sourced income. Repatriation from an NRO account is subject to a cap of USD 1 million per financial year per person. This limit applies to capital income (sale proceeds of property, investments, accumulated savings), while current income (rent, dividends, pension) can be transferred without an upper limit after paying applicable taxes.
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FCNR (Foreign Currency Non-Resident) Account: Holds fixed deposits in foreign currency. Similar to NRE accounts, the principal and interest are fully repatriable upon maturity or closure.
Frequently Asked Questions on NRI Repatriation (145/146)
Get clear answers to the most common questions regarding NRI Repatriation (145/146), required documents, and timeline.
You should choose the NRI ITR Filing plan (₹3,500). This plan is specifically designed to handle ITR filing for NRI income in India, and it explicitly includes reporting for property income, capital gains reporting, and refund claim support, all managed with CA assistance.
You should opt for the NRI Tax Planning plan (₹5,900). This service provides specialized planning for Advance tax and DTAA (Double Taxation Avoidance Agreement). It also includes expert guidance for managing multi-source Indian income to optimize your tax liability across borders.
Yes. Our NRI Tax Notice Support plan (₹5,900) is designed exactly for this. It covers the response to Section 148 notices, handling reassessment cases, drafting and submitting replies, and representing you with full CA support.
Absolutely. We offer NRI Repatriation (145/146) services (₹11,999). This includes filing Forms 145 and 146, providing expert consultation, and offering bank compliance support for transferring funds up to 50 Lakhs with full regulatory compliance.
All of our NRI plans are fully professional services. Whether you choose ITR Filing, Tax Planning, or Notice Support, every plan explicitly includes "CA-Assisted filing," "CA support," or "Expert consultation" to ensure your complex cross-border financial matters are handled accurately.
If you choose the NRI Tax Planning plan, it includes ongoing guidance and post-filing support. Additionally, if you face any issues post-filing, such as errors requiring rectification, our NRI Tax Notice Support plan includes support for rectification and appeals.